Monday, May 17, 2010

Bad Day Turned Great


Today started out slightly miserably.  I decided to check Aetna and see if my medication for our next round of FET IVF (Frozen Embryo Transfer) had posted yet.  It had.  I expected it to be less than previous, because I needed no stimulants with this being a frozen cycle.  It was slightly less, but not much.  It was over double what I had been expecting!  After that initial shock, I then noticed the Estrogen Injection. Last time I was able to take a pill, but I am guessing due to the failure of the first IVF they have decided to up the ante.  So then I just lost it - I was emotionally terrified of doing this second round, now it was more injections with lots more money.  Something has to give!

I started looking closer and didn't see any location where the prescriptions were coming out of my flexible spending so I called Aetna.  I apparently have an out-of-pocket max on RX each year at $1000.  I have apparently met it, so all my prescriptions for the rest of the year are covered at 100%!!  So all of these fertility meds are free instead of 1200!!  Also with my plan, there is no cap on fertility drug coverage, and there usually is.  So instead of this round of FET costing around 1000+ it will be around 500 max!  How fantastic is that?  It just released some of the worry over the success of this next round.  If it fails again, it will be much easier to turn around, hold my head up and try again. 

Great day!!

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